First-Time Home Buyers

Clear Guidance. Smart Strategy.

Buying your first home is a big milestone— and it’s normal to feel excited, nervous, and unsure all at once. In Orange County it can feel overwhelming — rising prices, competitive markets, and confusing information can make it hard to know where to start.

The good news? You don’t need to have everything figured out to take the first step. You just need the right guidance, a clear plan, and someone who will educate you without pressure.

Buying Your First Home In OC Looks Different — and That’s Okay

Orange County is a unique market. Starter homes don’t always look like what you see online or what previous generations bought — and that doesn’t mean you’re doing anything wrong.

Many first-time buyers in OC start with:

• Condos or townhomes

• Smaller homes

• Homes in growing or transitional neighborhoods

• Locations slightly outside of “hot” areas

The goal isn’t perfection. It’s stability, equity, and creating future options.

What First-Time Buyers Need to Know

You Don’t Need 20% Down

One of the biggest myths holding buyers back is waiting until they’ve saved 20%. Many first-time buyers qualify for low down payment options, assistance programs, or grants that reduce upfront costs.

Preparation Beats Timing

You don’t need to rush into buying — especially in a competitive market. Understanding your credit, budget, and loan options puts you in control and helps you move confidently when the timing is right.

Competition Is Normal in Orange County

Multiple offers are common in many OC cities. Being pre-approved, informed, and supported by the right professional can make all the difference.

Your First Home Is a Starting Point

Your first home doesn’t need to be your forever home. It’s a step toward building equity, protecting yourself from rising rents, and creating long-term flexibility.

Who You Work With Makes A Difference

As a first-time Buyer, you deserve a real estate experience that feels informed, calm, and aligned with your goals — not rushed or sales-driven.

When you work with me, you’ll get:

• Clear explanations at every step

• Honest answers to “basic” questions

• Strategy tailored to your timeline and budget

• Support whether you’re buying now or just planning

To meet my first-time buyers needs, I created a FREE First-Time Homebuyer Guide specifically for Orange County buyers who want clarity before making a move.

Do I need 20% down to buy a home in Orange County?
No. Many first-time buyers purchase with as little as 3–5% down using conventional or FHA loans.

Is now a good time to buy in Orange County?
The right time depends on your finances and goals—not headlines. A consultation can help you decide if now, later, or next year makes the most sense.

What credit score do I need to buy a home in CA?
Many programs accept scores in the mid-600s, and sometimes lower depending on the loan type.

Are there first-time buyer programs in Orange County?
Yes. Programs change often and may include down payment assistance and reduced down payment options.

What are the best Orange County cities for first-time buyers?
Santa Ana, Garden Grove, Anaheim, Westminster, Stanton, and OC condos/townhomes are common entry points.

Common First-Time Buyer FAQ's

Free First-Time Homebuyer Guide

Not ready to talk yet? Start with education.

This guide is designed to help first-time buyers understand what the process actually looks like in Orange County — and how to move forward with confidence.

Inside the guide, you’ll learn:

• What first-time buying really looks like in OC

• Down payment myths vs. reality

• How to prepare financially without stress

• Smart strategies for competitive markets

• Common mistakes to avoid

Ready to Talk About Your Next Step?

A buyer consultation is a no-pressure conversation designed to help you understand your options and build a plan that fits your life — whether you’re months or years away from buying.

You don’t have to do this alone — and you don’t have to rush. Let’s make sure your first home purchase feels confident, informed, and right for you.

👉 Schedule a Buyer Consultation: call or text 714.906.7023 or email homebylilia@gmail.com

Your Path To Home Ownership Starts Here